Restore Your Credit After Bankruptcy. We Tell You How.
Some people think that they should not file bankruptcy because their credit will be ruined forever. This is not the case.
Contact an experienced bankruptcy law firm to learn how you can restore and update your credit rating after bankruptcy. Call Sam Turco Law Offices at (402) 682-8573 in Omaha or toll-free at (866) 593-7397 for a free initial consultation. We offer comprehensive bankruptcy legal services.
It is true that a consumer bankruptcy will appear on your credit reports. However, as time passes and you prove that you can pay your debts in a timely manner; your credit rating is restored. In fact, the only way to prove that you are a good credit risk is to file for bankruptcy so that you can get your financial life back in order and begin paying your debts on time.
You Get a Financial Do-Over and Get to Rebuild Your Credit Rating
Chapter 7 and Chapter 13 bankruptcy are essentially financial do-overs. In a Chapter 7, depending on the nature of your debt and your assets, much of your unsecured (consumer) debt can be eliminated once your bankruptcy petition is accepted. In a Chapter 13 bankruptcy, an attorney at our firm can develop a plan for you to reorganize your debt and present it to a bankruptcy trustee, who oversees the repayment plan.
So long as you make your payments on time, your credit rating has every chance at being restored. In some situations, your credit rating may begin to be restored in as little as 12 months. In most cases, our clients' credit rating is restored within three to five years.
Our Job Is Not Complete When You File Bankruptcy — We Help Clients Restore Their Credit Too
At Sam Turco Law Offices, the last stop is not just filing for bankruptcy protection. After your bankruptcy has been processed, your lawyer will carefully talk about:
- How to re-establish and obtain credit
- How credit reports are decided and what fosters good credit
- How to ensure accuracy in your credit report
- How to manage your credit report
At Sam Turco Law Offices, we send our clients step-by-step instructions on how to update their credit report. Most of our clients find these steps very helpful. See our Post Bankruptcy Credit Report Follow-Up PDF file for more information online. We also access a special credit report service that predicts what your credit rating is going to look like a year down the road.
Get Peace of Mind. Call Our Law Offices at (402) 682-8573 in Omaha or toll-free at (866) 593-7397 for Answers
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
